Greenwood Capital understands that investors may desire a portfolio containing both stocks and fixed income securities. Balanced portfolios provide diversification across different asset classes that help meet the objectives of current income, preservation of capital and long-term asset growth.

The comfort level varies from individual to individual and from portfolio to portfolio. A retired person may be comfortable with only 15% or 20% invested in stocks, as their primary concern is a stable and high current cash flow. A young professional, on the other hand, may feel that growth is more important as he or she is in their peak earning years and does not need investment income to meet expenditures. The trustees of a profit sharing plan or pension plan may use a policy statement as a tool to establish the maximum and minimum levels which they want to allocate to stocks and bonds. This policy statement can be used as a guide for the portfolio manager in making investment decisions.

We help our clients determine the proper the proper asset allocation given the current economic and investment environments. Each balanced portfolio is then tailored to their specific goals, needs and risk tolerance. As market and client circumstances change, the appropriate balance of stocks and bonds may shift. The professionals at Greenwood Capital work with our clients to monitor these changes and adjust the asset allocation as needed.